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Cheap car insurance not impossible with zero no claim bonus

By: Adrian Pitt
 

Using this solution can gain you a cheaper car insurance quote and reduce your car insurance in excess of 40%. So long as you read this article and understand it you can save money.

The only catch is that you require a partner who has a decent amount of no claims bonus. You must also share the same address. This method is Multi Car Insurance (today that is - it will probably be called something new next week).

For example, take Miss Taylor. A 22 year old who has had a full drivers license for 5 years but has zero no claims bonus. Her car is a Hyundai Getz 1.3 Sport 3 door and is kept on a private driveway overnight. So far all her trawling online has given her a car insurance premium of 584 - Not cheap to say the least! These were from top brand companies too! Miss Taylor knew her partner (Mr Davies) who lives at the same address had good no claims bonus. She found out who he was insured with and went to see the same broker. The high street broker asked Miss Taylor if there are to be any named drivers on her policy. She answered NO and the car insurance quote given by the broker was 624. No big deal I here you say. However, the broker continued to read his computer screen which stated that the insurance company (in this case was Provident) will take into consideration that Miss Taylors partner (Mr Davies) has full no claims bonus and also has a policy with them. How will they consider this?. If Miss Taylor puts Mr Davies on her car insurance policy as a named driver, Miss Taylor in this instance can actually assume the no claims bonus from Mr Davies and her quote is now re-evaluated at 352 including legal cover making an astounding saving of nearly 50%.

This is an easy but effective little tip on how to gain someone elses no claims bonus and this article immediately helps you to get a cheaper car insurance quote. So if you do have no no claims discount just be sure to get an insurance quote from your partners insurer then have your partner as a named driver on the policy.

There are more and more searches every day that relate to this article. Searches like 2 car insurance 1 household, multi car insurance, insure more than 1 car, insure 2 cars 1 house. Every user searching on the internet is hitting only a handful of results when searching for these terms.

We used an example from a couple who both had policies with a high street broker, A Plan Insurance. The lady in question saved nearly 50% as she previously had zero no claims bonus. In fact she saved around 270 and saved this completely by accident.

Article Source: Main Articles

Before looking for the cheapest car insurance policy, check Car Insurance Rules to see great secrets for securing a cheaper car insurance quote. It saves you time and money and only uses one form to get loads of car insurance quotes.

This article may be reproduced wholly or in part without written permission provided the byline, resource area, and any hyperlinks remain in order to give proper credit to the author.

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