Does Your Credit Card Reward Your Home Improvement - Mine Does

Every year when spring arrives, the weekend starts with the smell of coffee brewing, trees bursting with color, green filling in once bare stems, bulbs poking out of the ground and the hum of lawnmowers. The sound of busy Americans getting excited, working around their home making additions and improvements.

The check list of to-do and to-buy items is reviewed as homeowners walk up and down the isles at their favorite home improvement center. It isn't long before the shopping cart is full of plants, flowers, landscape lights, paint, lumber and great anticipation saying goodbye to winter. However, for many, little thought goes into the credit card used to pay for all the items at check out.

Today credit cards are a convenient item to use for checking out and paying for just about any and everything. You know their home is the biggest asset for most families and the improvements you make only increase its value.

Very often we only think of the improvements made to a home being inside. However, did you know that landscaping could add to the resale value of a property by as much as 14% percent? The money spent increases your home's value giving you a return when it's time to sell or refinance. By the way a landscaped patio can raise property value by 12.4%.

When making those improvements to your home it is possible to get a double pay off! Increase the value of the property and get some rewards in the process.

Credit cards like the Chase Home Improvement Rewards Credit Card allow the cardholder to earn additional points when making purchases for home projects.

For every dollar you spend in improvement of your home earns you 3 points. That works out to 3% cash back when you redeem the points.

Cardholders earn 1 point for every dollar spent on other purchases.

Get $25 in cash, gift certificate or gift card every time you redeem 2500 points.

You can "spend" the cash, gift certificate or gift card at places like Home Depot, Amazon, Best Buy, Circuit City, Snap-on, Bed Bath & Beyond, Sears and Linens & Things.

If your weekend finds itself parked at a location carrying the initials of HD and you are sure that does not stand for your "High Definition" TV they also offer a credit card. Their card currently gives 2 points for every dollar spent and 1 point for every dollar spent at other establishments. This gives the Chase card a plus in the points column.

Credit cards from another company offer homeowners an opportunity to pay down their mortgage faster. Cardholders can earn rebates on utilities, satellite TV, cable and some telecommunications for six months and apply the saving to their mortgage. Six months is just not enough time.

Using a home improvement credit card goes way beyond allowing you to do self check out. Now spending can earn you rewards, benefits, air miles and extras with the right card. If your card does not give you the extras for all your purchases it is time to use a card that pays you back as you improve your home and life.

Article Source: Main Articles

Some people say home improvement is most popular in the Spring, with credit cards for home improvement it is an excellent way get more out of your home improvement activities and get properly rewarded. Find out how to get more from your purchases at www.plant-care.com/home-improvement-back.php.

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