Suicide Benefits? - Life Insurance Discussion

Unfortunately, during the holiday season, is when the most suicides happen. This I found out when researching for this topic. I wanted to know what people were saying about life insurance and suicide.

It was rather disturbing to see people talking about suicide on public forums. It was horrifying and relevant at the same time.

There was one post that stood out in my mind. This person wanted their death to look natural to the life insurance company, so they wanted to know how to go about killing themself. I found this disturbing that they would look at their life and view it as being worthless.

QUESTION: How long can you wait after purchasing life insurance before you can committ suicide?

The answer to this suicide question is: Most policies require you to wait at least 2 years before you kill yourself. This is according to Erik Haynes of Conservest Inc. in Toronto, Canada. According to Erik "You can't buy a policy today, kill yourself tomorrow and have your beneficiaries reap the cash benefits of your death". My thoughts are, hopefully a 2 year waiting period would allow you to get some psychiatric help and get better mentally!!

Ask yourself this: Your beneficiaries receive $250,000 or $500,000 in cash benefits. Think about how they would feel every time they spent some of it know that you killed yourself.

Check with your life insurance agent and read your life insurance policy to know what you have agreed to.

While it may seem anonymous to be talking about committing suicide on the internet, one would hope that if someone knows who it is talking about suicide, they would get someone involved and hopefully be able to prevent this from happening.

I noticed that after checking these posts again, that it stopped. I am hoping that they have sought help for themselves.

Suicide is not the answer if you need life insurance benefits for financial problems.

Article Source: Main Articles

Some people think of commiting suicide so that their spouse can receive their life insurance benefits! Read this article to see why commiting suicide IS NOT the way to give your spouse a life insurance present! www.quality-ins.com

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