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Lee Beattie's Articles

  • What is Debt Reduction Penny On A Dollar
    With Debt Reduction, Penny On A Dollar Sounds Good
  • The Real Power of Credit Repair Software
    Credit repair software scams are really common - specially in the virtual environment where millions of users average on a everyday basis. This is why it is very important to pick the right credit repair software to best accommodate your needs. While credit repair is a choice issue, and interest among numerous of us, it is crucial to realize that you cannot conceive and trust everything that you see, discover, or read on the matter. The utilization of this type of software program and sound credit awareness and practices while following the strict guidelines from the Fair Credit Reporting Act will help you to improve fico scores, and improve a low credit score and raise fico scores.
  • Can Credit Repair Letters really help?
    Repairing your credit is one of the most significant things you can do to help yourself. It's so easy to manage. Fix bad credit with a credit cleanup program. We provide information on how to restore bad credit and help raise credit scores.
  • Credit Repair for the 21st century.
    Credit repair companies must provide this in a written contract that also spells out just what services are to be performed, how long it will take to achieve results, the total cost, and any guarantees that are offered. Under the law, these contracts also must explain that consumers have three days to cancel at no charge. Credit repair clinics do this by challenging every item in a credit file -- negative, positive or neutral -- with the hope of overwhelming the credit bureau into removing information without verifying it. Credit bureaus are aware of this tactic and often dismiss these challenges on the ground that they are frivolous, a right credit bureaus have under the Fair Credit Reporting Act. Credit repair companies are not permitted to collect any fees until after the agreed upon service has been performed. This law is in place to protect you from a typical credit repair scam where a company charges a large upfront fee for service, often times in excess of $1000, and then disappear without doing anything to fix your credit.

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