Is Home Refinance better than Debt Consolidation?

Many clients have this simple question: Home Refinance or Debt Consolidation?

Many people concerned with debt have come to a crossroad to initiate a Home Refinance to Refinance Their Home with a Home Equity Line of Credit and cash money out of their equity to pay off bills or enroll in a Debt Consolidation Program. The dilemma is becoming more prevalent and as a non-profit organization in business since 1997 we remain objective and evaluate the situation.